Exit Loan Counseling

Exit loan counseling is required for all students who are:

  • graduating
  • dropping below half-time enrollment
  • taking a leave of absence

You may complete your exit interview online if you have a:

  • Perkins Loan
  • University Direct Student Loan
  • Health Professions Student Loan
  • Loan for Disadvantaged Students
  • Academic Department Loan

Log in to your account at Heartland ECSI and enter the following information:

  • School code: 3K
  • Account number: your Social Security number
  • Password/PIN: assigned by Heartland ECSI (call 866-428-1098 for assistance)

If you are a Federal Direct Stafford or Graduate PLUS borrower, visit USC Office of Financial Aid for information.